Tag Archives: will

Just In Case…Do You Know Where These Documents Are?

Checklist

Let’s have a show of hands.  Who loves to prepare for disasters and contemplate death?

…We didn’t think so.

Let’s have another show of hands. Who thinks of others and would like to make life easier on family and friends?

Here is a simple project to prepare for the unexpected. Regardless of the state of the rest of your house, these are the documents to keep organized and accessible just in case:

  1. Life or disability insurance policies and/or agent contact information. Don’t forget to include any coverage offered through your employer and/or auto insurance.
  2. List of assets and open accounts – you can gather sample statements or create a list of all accounts, loans, lines of credit, etc.. Make sure to include the safe deposit box key and information.
  3. Trust Document and/or name of your attorney
  4. Will
  5. Healthcare Directive and Financial POA
  6. Passwords and log-ins to unlock the phone or computer
  7. Medical cards and list of doctors/caregivers
  8. List of prescriptions
  9. Vital Records: Birth certificates, Social Security cards, marriage certificates, copies of drivers licenses
  10. If you own a business, who are the key contacts? What is your emergency plan?
  11. Funeral arrangements

Whether you are partnered or not, identify the person or persons who would be tasked with managing things in your absence and share with them the locations of these documents. It’s ideal to also keep a digital copy of these items and make sure your trusted helper has access to those as well.

Think of how much easier it will be for your loved ones, and better for you, if in the time of crisis they don’t have to dig through various drawers and files looking for information unsure what they may be missing. Creating a simple system for just in case is the kind of gift that provides peace of mind to you and to those who are left to take care of business when you can’t.

 

Advertisements

2 Comments

Filed under Business Organizing, Decluttering, General Organizing, home organizing, middle-age, organizing, Paper, paper organizing, Perspective, Seniors, Strategies

Fear Factor: Papers You Don’t Think You Can Handle

In the spirit of Halloween we continue the discussion of how to banish the fears that keep us from starting organizing projects.

eyeball - 1

Fear #2: Papers You Don’t Think You Can Handle

Imagine this scenario: you get a thick envelope in the mail from your attorney…aaack! You don’t want to deal with it. You throw it in a pile, in a remote drawer or just leave it in your “in-box”.

If you’re lucky, days (or months) later, you get a call from your attorney’s office. “Did you get the papers we sent to you to fill out? They are time sensitive. “ If you’re not lucky, you’ll never hear from them again.

This is the kind of stuff that populates that scary file drawer or mail pile. It’s overwhelming, you don’t understand it all, and you know you’re going to have to THINK to figure out what to do next. Everyone seems to have an area like this; an “I can’t deal with this pile.”

Fear banishing strategies:

  1. Grab someone’s hand and tackle the pile together
  2. Pour a shot or two of whiskey and dive in
  3. Call your attorney and ask them to walk you through it
  4. Set a timer and commit to spending 10 minutes looking through the drawer
  5. Sign up for a “get it done” session with a coach, an organizer, a friend
  6. Break down the project into bite-sized chunks.
  7. Write down in advance –before you even look in the drawer or deconstruct the pile – what you “think” you have to do …providing a framework with which to sort the pieces of information

The project may be more than you can handle. But unless you dip your toe in, you may never know.  Asking for help, even to break open the drawer or pry apart the envelope is a valid strategy!

Next up…tackling those things that conjure up ghosts from the past…

 

Leave a comment

Filed under Decluttering, disorganization, Office, organizing, Paper, Perspective, professional organizer, Strategies, Work